Your money should help you live your life, not become your life.
Like oud, wealth worth having is made slowly, one drop at a time. Add funds with Pix, choose a monthly plan (starting with Bitcoin and Ether) and get on with your day. No tickers, no market alerts, no streaks.
Mobile app for iPhone and Android. Investments can lose value.
oud is open by invitation for now. Get the app, then enter your invitation.
Built to need as little of your attention as possible.
Your wealth, not the market
See what you own, what you put in and how it has done over the long term. Nothing asks you to watch prices.
Drop by drop
A monthly plan adds a little, on schedule, without you. Setting one up is easier than buying once, and changing it is always up to you.
Plain money, plain costs
Every fee and the spread are shown before you confirm anything. No subscriptions, no order types, no jargon.
Named after something that takes decades to make.
Oud is one of the rarest materials in perfumery. It starts as a resin that an agarwood tree forms slowly, over many years, and it is distilled drop by drop. Its value comes from time and patience, not from a single moment.
We think lasting wealth is built the same way: not with one big move, but with small amounts, added on schedule, for years. Each contribution in your plan is one more drop.
Gutta cavat lapidem: a drop wears away the stone, not by force but by falling often.
A way of thinking about patience, not a promise of returns. Investments can lose value.
How it works
Four steps, once. After that, every month adds another drop.
- 01
Create your account
Name, email and a password. Verify your identity in the app. It takes about five minutes and is saved as you go.
- 02
Add funds with Pix
From any bank account in your name. Funds show as available only once the payment is confirmed.
- 03
Choose a plan
“Invest R$ 500,00 every month, on the 5th.” Pick the amount, the assets and the day.
- 04
Let it build
One quiet confirmation per contribution. Check in when you like. Withdraw to your bank with Pix whenever you choose.
“Everything is going according to plan.”
The one line we hope you see most. It appears only when every scheduled contribution ran and your allocation is within the target you set.
It describes your plan, not the market. You can be on plan and still be worth less than you put in. The app shows that just as plainly.
Examples from the app, with fictional figures.
A short list, on purpose.
We start with two assets and will add more types of investment over time, but only ones that suit a long-term plan.
- BitcoinAvailable at launch
- EtherAvailable at launch
- More types of investmentLater
Know exactly where your money is.
Security & custodyHeld 1:1 for you
Your assets are held in segregated custody, separate from our own funds.
Yours to withdraw
Withdraw your reais with Pix to any account in your name. Timings and limits are published, not hidden.
Protected access
Two-step verification on every withdrawal, alerts for new devices and a hold on new destinations.
Questions
Can I lose money?
Yes. Investments, including Bitcoin and Ether, can lose value, sometimes for long periods, and past results don’t indicate future ones. A regular plan spreads when you buy; it doesn’t remove risk.
Why is it called oud?
Oud is a rare perfume oil, distilled drop by drop from resin that takes decades to form. It’s our reminder that lasting wealth is made the same way: by small, regular contributions over a long time. The drop in our logo stands for each one.
Why is there no web app?
oud is a mobile app on purpose. Your plan, your holdings, adding funds and withdrawing all fit on your phone, and nothing on a big screen competes for your attention.
How do I get my money out?
Sell an asset to move its value into your reais balance, then withdraw with Pix to an account in your name. You see the fee, the amount you’ll receive and the expected time before you confirm.
What does it cost?
No fee on the amount you trade, and a spread inside the rate, shown before you confirm. No subscription. See Pricing.
Do I need an invitation?
For now, yes: oud is open by invitation. Get the app, then enter your invitation. If you already have an account, just sign in.
Which assets can I invest in?
Bitcoin and Ether at launch. We’ll add more types of investment over time.
Start with the first drop.
Download the app to create your account. It takes a few minutes; the rest builds over time.